[Snrub]

I think GMAC is profitiable primarly on paper. The rates being offered for vehicles are incredibly low, much lower than say what a bank would give. To clear out '05 models they were doing 0% financing/leasing. How does one make money when giving away financing?!? They shuffle the numbers around to make the auto side of the business take the hit on the financing loss and make it look like the financial arm is doing well.