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21 Aug 2002, 11:57 (Ref:362870)
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#1 | ||
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Rookie
Join Date: Aug 2002
Posts: 3
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Race Car Storage and Transit insurance?
My usual insurer of my race car and trailer has stopped providing a service for Storage and Transit insurance. Can anybody recommend a reasonable insurance company? I have tried competition car insurance, and they seem a little expensive, i.e. twice what i used to pay!
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21 Aug 2002, 13:50 (Ref:362970)
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#2 | ||
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Veteran
Join Date: Jul 2000
Posts: 1,167
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Mine is through Aon in Woking - try 01483706056
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22 Aug 2002, 09:16 (Ref:363485)
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#3 | ||
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Veteran
Join Date: Aug 2001
Posts: 5,676
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I use Fairmont, they are very competitively priced
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__________________
Borrowed money is only credit in a bull market - its debt in a bear market
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22 Aug 2002, 16:16 (Ref:363739)
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#4 | ||
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Rookie
Join Date: Aug 2002
Posts: 22
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How do they calculate rates? Do they use the value of the car (difficult to determine I would have thought) or do you tell them the amount of cover you want.
What's the legal situation on insurance for a competition car, I've just started to test a Locost and am planning to start racing it soon, are there any legal requirements for towing, racing etc? Sorry, I'm new to the racing game, only ever done trackdays before. |
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28 Aug 2002, 10:44 (Ref:367281)
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#5 | |
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Veteran
Join Date: Apr 2002
Posts: 9,710
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good subject, and what would you expect to pay . . . .I've got a car in my garage which isnt insured at all (its in 1000 pieces) but still has a value, especially now the shell is being restored and Im buying a cage to fit.
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28 Aug 2002, 20:19 (Ref:367751)
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#6 | ||
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Rookie
Join Date: Aug 2002
Posts: 3
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Thanks all for the contacts. I have had a couple of quotes now. It seems that the average rate is approx £150 for car trailer and tools in storage at home or at the track and in transit. This is cheaper than my original quotes that were around the £200 mark. Also I have noticed that the premium stays the same with car values up to £25,000 and trailer values up to £5,000.
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28 Aug 2002, 20:27 (Ref:367757)
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#7 | ||
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Rookie
Join Date: Aug 2002
Posts: 3
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Mark,
There are no legal requiremetns for you to have insurance whilst racing. The organisers will arrange a 3rd party policy to cover race and tests. You have the option of having personal injury insurance, insurance for your car that covers racing (v expensive!) or just insurance for your car, trailer and tools when they are stored or in transit. You dont have to have trailer insurance legally for towing on the road. Sorry if this is teaching granny to suck eggs but just remember you cant go in the fast lane with a trailer! Its suprising the amount of people who dont realise, especially the ones who hog the middle lane so you cant overtake.... dont get me started about those......!! |
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