Kick Those Shoes Off and Relax. It's the Delta 2017 Tea Break

[GORDON STREETER]

Originally Posted by midgetman

Delta's Senior Moments?

I read and interesting book on that subject

[Lancsbreaker]

Originally Posted by GORDON STREETER

I read and interesting book on that subject Attachment 50843

How many times? Did it seem fresh and exciting each time? Can you remember any of it? What am I posting about? Who's the Prime Minister.......?

[GORDON STREETER]

Originally Posted by Lancsbreaker

How many times? Did it seem fresh and exciting each time? Can you remember any of it? What am I posting about? Who's the Prime Minister.......?

It's great, you meet new people every day as for that old turkey, the Prime Minister is Harold Wilson !

[MGDavid]

Originally Posted by delta

Yes. Capachino for me and I will be 65 next March . Going to spend all my pension money on motor racing 😀Interesting about Concorde programme I would like to watch that . My customer and friend who lets me drive his collection of Lola 's was a 747 pilot . He got asked to train for Concorde but declined .

maybe not much point in claiming it and paying tax on it if still working and earning; deferring it gains you 5.8% per annum increase.

[Mike Bell]

Or another viewpoint........ take everything you're due as soon as, while you can still enjoy spending it!

[John Elwin]

Originally Posted by Mike Bell

Or another viewpoint........ take everything you're due as soon as, while you can still enjoy spending it!

Pretty much the advice I was given when I pondered delaying it.

[John Elwin]

Originally Posted by GORDON STREETER

I read and interesting book on that subject Attachment 50843

Does it have a happy ending, Gordon?

[Mike Bell]

Originally Posted by John Elwin

Pretty much the advice I was given when I pondered delaying it.

Yup, same here.....

[GORDON STREETER]

Originally Posted by John Elwin

Does it have a happy ending, Gordon?

YUP !

[terence]

Originally Posted by delta

Yes. Capachino for me and I will be 65 next March . Going to spend all my pension money on motor racing 😀Interesting about Concorde programme I would like to watch that . My customer and friend who lets me drive his collection of Lola 's was a 747 pilot . He got asked to train for Concorde but declined .

Ian,dont bother with the online crappy pages!!
Phone them up,it IS far simpler and faster.You should have hsd a letter telling you of this already?

[Tim Falce]

One thing about claiming your state pension then keeping working is you don't actually see your pension as it all goes back as tax, I suppose the only slight positive is you no longer pay NI

[grantp]

Originally Posted by Tim Falce

One thing about claiming your state pension then keeping working is you don't actually see your pension as it all goes back as tax, I suppose the only slight positive is you no longer pay NI

Ah but Tim, with 1414 days to go there is still plenty of time for the "rules" to change.

Again.

Iain should be on a home run though. Just gets in a few months before the age starts to creep up to 66.

[delta]

Originally Posted by terence

Ian,dont bother with the online crappy pages!!
Phone them up,it IS far simpler and faster.You should have hsd a letter telling you of this already?

Sounds like good advice. Thanks Tel.

[Tim Falce]

Originally Posted by grantp

Ah but Tim, with 1414 days to go there is still plenty of time for the "rules" to change.

Like when they shafted my wife, giving her about 18 months notice that they'd delayed her pension by 6 years yet the ******* that did it retired a few months ago at 60

[grantp]

Originally Posted by Tim Falce

Like when they shafted my wife, giving her about 18 months notice that they'd delayed her pension by 6 years yet the ******* that did it retired a few months ago at 60

Same here.

It gets worse because her 2 and a bit years older sister took an early retirement option years ago, then went back to a part time role. Now retired again and seemingly very well off.

As sisters they have never been exactly close. They seem to wind each other up without too much effort, although it is all generally quite civilised.

The retirement situation - especially the second retirement falling before the clever politicians changed everything - is a significant factor in that friction as far as my management is concerned.

I try to keep out of it and generally succeed.

[delta]

I dont think Mrs Delta will let me spend any of her pension "when she gets it" on motor racing ./Very selfish.Its a bit like Christmas, I go out of my way Christmas eve and pop in to local BP garage ,buy her loads of things and she just sulks all over the Christmas period. I mean flipping heck.

[bauble]

It does not apply to the State Pension, however, when I worked for a major Life company a clever colleague worked out that if took a reduced pension with an annual increase, it would take 16 years before you had received the same amount as the maximum without the increase, You should live so long!

[grantp]

Originally Posted by delta

I dont think Mrs Delta will let me spend any of her pension "when she gets it" on motor racing ./Very selfish.Its a bit like Christmas, I go out of my way Christmas eve and pop in to local BP garage ,buy her loads of things and she just sulks all over the Christmas period. I mean flipping heck.

Well, if a gallon of 10w/30 and new set of spark plugs won't win her round, what would?

Have you considered white goods? Maybe a new mangle or something?

A year's supply of TV remote batteries?

I thought about putting the TV licence in a card this year. Then remembered I don't do cards....

[John Elwin]

Originally Posted by grantp

Well, if a gallon of 10w/30 and new set of spark plugs won't win her round, what would?

Have you considered white goods? Maybe a new mangle or something?

A year's supply of TV remote batteries?

I thought about putting the TV licence in a card this year. Then remembered I don't do cards....

Can you still buy oil & spark plugs from a petrol station? I thought you had to go to a supermarket for those, even though you can buy your groceries & dead flowers at the petrol station.

It's an upside-down world...

[Mike Harte]

My father and I spoke quite often about his private pension as I went into financial services about 10 years after he retired.

He woke up when he reached 64 and realised that he hadn't organised a pension for his upcoming retirement. So, he called in a broker and the broker got him a cracking deal (those days are long gone) with, I think, Standard Life whereby if he paid £25,000 a year for three years, then in the 4th year they would provide him with a tax free cash sum of about £25,000, plus a starting pension of around £11,000 p.a., with an annual escalator bonus.

I think that they miscalculated dreadfully. But they dutifully paid out. However, I don't think that they had expected him to live until he was 94. So every year around his birthday we would joke that this would be the year that the insurance company would send a hit man to rid them of this growing debt. His last payment was in excess of £19,000, and over the years they were enough to cover his annual round the world cruise.

[delta]

I have a sad story for you . When we still serviced road cars I had one customer who lectured me about getting a pension sorted out . He went on an on about all the money he had paid into his private pension .You know what I am going to tell you , yes poor chap dropped dead one day . He was in his early 50's.

[delta]

Another sad story . I might of told you about my life long frien Carlo who has worked for Ferrari all his life . His Dad was great to us when we were kids , he would take us to Reading on the bus on a Sunday afternoon . I remember the tram buses there . We would then go to the cinema and also they had a T V long before we did . Saturday evening I was allowed to go and watch Bonaza . Such happy days . He passed away yesterday at the age of 99. I am shooting over to Italy for the funeral.

[John Elwin]

A press release has arrived from Mazda announcing the results of a survey conducted by Ipsos in major European countries looking at interest in autonomous vehicles.

From a total of 11,008 interviews it transpires that 66% prefer to drive themselves, whilst 33% are enthusiastic about autonomous vehicles. The highest scores were recorded in the UK, Germany, Austria & Poland where 71% prefer to stay behind the wheel. Surprisingly, Italy recorded the lowest score with just 59%. An encouraging note was that numbers did not change amongst the younger generations.

Make what you will of that. The bureaucrats will still plough on because they know best.

[bauble]

Crikey!

During the summer we get the occasional rambling post from Delta sent from some far flung hell hole in darkest Europe, usually bemoaning the lack of proper breakfast, or the inability of foreigners to understand simple English.
At times we get tales of sunshine and cycle rides in glamourous locations, all designed to make us stick-in-the-mud types jealous!

Comes the winter, and no continental adventures to relate our Iain has started to regale us with his life story - in excruciating detail.
Anecdotes, memories, legends and myths flow from his keyboard with monotonous regularity during the day - everyday!

It is going to be a long, long off season!

[John Elwin]

Mike, Gerard & anybody else interested in Renault 4CV's - or Alpine history generally - might be interested to read today's Fascinating Fact on Joe Saward's excellent blog: https://joesaward.wordpress.com