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Old 3 Jan 2018, 01:42 (Ref:3790393)   #44
grantp
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grantp should be qualifying in the top 3 on the gridgrantp should be qualifying in the top 3 on the gridgrantp should be qualifying in the top 3 on the grid
Quote:
Originally Posted by andy97 View Post
I wonder how many people had very expensive cameras, phones, watches etc in their cars when they caught fire? The insurance claims may need careful reading!!
I had the same thought but then wondered how many people really consider their personal property insurance.

My car policy covers a nominal 2 or 300 quid iirc.

My household policy is not huge either for personal effects away from the home.

Now if claiming against someone else's policy one might, in the past, have gone largely unchecked.

These days I'm not so sure. The companies will likely disclose to each other the details of level of cover.

It's probably safe to assume that 99% of car insurance companies (or at least underwriters) will have a "position" in the carpark fire. That alone is likely to suppress discussion and limit the potential for trying to game the system.

It could become a very interesting blame game. I wonder if we will ever hear the complete story?
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