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The cool thing with the oval side, once you buy half the Nascar tracks you can virtually race all year round. I decided to run a full season of the Nascar Series (Fixed) which follows the real life schedule with 50% distance. 36 races with most being visited twice, I spent approx US$150 to get the tracks I wanted and haven't needed to buy an oval track since. I could run B and A class NASCAR and get my $10 credit each season.
Don't forget the discounts for buying multiple tracks together, combined with half price membership and the bonus credit offers that iRacing has over the year, in addition to the participation credits for doing 8 weeks of a series in a season up to $10 per season.
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