I've lots of experience of the VAG 1.9 Tdi - they're absolutely bullet-proof motors and can take any amount of mileage. They do get a bit noisy with age, but the Ford unit is noisy from new IMHO.
Thought about a Skoda Octavia? If you can find one that hasn't been used as a taxi, they're well-built and probably better value than the Golf. Lots of car for the money if you're not a badge-snob.
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