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31 Jan 2007, 20:43 (Ref:1830565) | #26 | ||
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Join Date: Jul 2002
Posts: 7,618
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i'd get a GTV for sure .. also so a nice Fiat 850 Sport Coupe the other day
i'm actually planning on getting a Lada 1500 .. a russian Fiat copy |
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Apocalypse becomes creation / Gor-Gor shall erase the nation Before you leap into his gizzard / Fall and worship Tyrant lizard Ciao Marco |
31 Jan 2007, 21:08 (Ref:1830585) | #27 | |||
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Join Date: May 2003
Posts: 11,143
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Quote:
The problem with fully comp is the excess for young drivers. I have just paid the second years insurance on my daughter's car and the difference between fully comp and TPTF is between £60-£100. The standard excess and compulsory excess for fully comp comes to £700 on some policies and is more than the car would be valued at (they will never pay the true value) even if it were a total loss. I see no reason to give the insurance company up to £100 extra for absolutly nothing. |
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31 Jan 2007, 21:20 (Ref:1830597) | #28 | |
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Join Date: Oct 2003
Posts: 5,321
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£54 or £56 a month but Sam is named driver and I am down as second driver - sorry should probably have said earlier. Was about £300 cheaper doing it that way (he has max years no claims as well) and we're with Norwich Union.
To be honest I have no idea what the excess is at all...! |
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2018 Champion Driver - Association of Central Southern Motor Clubs Stage Rally Championship |
31 Jan 2007, 21:26 (Ref:1830601) | #29 | ||
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That's quite a good price, probably cheaper than we pay here in S London.
The excess will be whatever his company's standard excess is plus about £450 for a young and inexperienced driver, dont forget the compusory excess will be added to the standard one in the event of a claim. I can't remember, have you passed your test yet? BTW sorry for the hijack. |
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31 Jan 2007, 22:04 (Ref:1830631) | #30 | |
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Join Date: Oct 2003
Posts: 5,321
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Nope.
Probably is a better price, but a benefit of living in Herts I guess! It made such a big difference the way we insured it, it's definitely worth it if you can. |
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2018 Champion Driver - Association of Central Southern Motor Clubs Stage Rally Championship |
1 Feb 2007, 12:35 (Ref:1831011) | #31 | ||
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t's certainly cheaper for the moment, but I'd advise getting a policy in your own name as soon as you can after passing your test (maybe a year or so) - you won't begin to rack up no claims bonus until you do, and that is the only way of getting your premium down in future.
(One or two companies are starting to give NCB to named drivers, but this is still rare and probably not transferrable) |
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"Never pick a fight with an ugly person, they've got nothing to lose." |
1 Feb 2007, 12:42 (Ref:1831017) | #32 | |
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Join Date: Oct 2003
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Actually what you say is pretty much what I want to do - wait about eight months / a year after passing and then get it in my own name, so the price will probably jump up then and then hopefully go back down! The idea of waiting after having passed is to show that (hopefully!) I have passed and had no claims in that period between passing and insuring car in my own name - never know, may help!
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2018 Champion Driver - Association of Central Southern Motor Clubs Stage Rally Championship |
1 Feb 2007, 13:48 (Ref:1831054) | #33 | ||
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1 Feb 2007, 14:04 (Ref:1831070) | #34 | |
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Join Date: Oct 2003
Posts: 5,321
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The car is mine and is registered with the DVLA in my name but at the moment am not the primary driver, ie clocking up the most miles. Thanks for pointing it out but had thought of that already when doing the insurance and I'm not clocking up the most miles...yet!
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2018 Champion Driver - Association of Central Southern Motor Clubs Stage Rally Championship |
2 Feb 2007, 12:38 (Ref:1831807) | #35 | |||
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Join Date: Aug 2002
Posts: 199
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A smell of petroleum prevails throughout. |
10 Feb 2007, 17:42 (Ref:1838194) | #36 | ||
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Join Date: Mar 2006
Posts: 1,936
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well if we are talking about small cars, then may i reccomend the peugeot 306 XSI, i drove one around christmas and it is a terrific little car to drive but insurance would probably be hefty on one.
also maybe look at a VW golf 1.6 upwards, ok they are bland but they are comfy and easy to drive and wont go wrong, also they are pretty cheap now pick a decent old shape 1.6 or 1.8 up for £4,000. |
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3 Mar 2007, 18:17 (Ref:1857281) | #37 | ||
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Join Date: Mar 2005
Posts: 1,521
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For a ten year old car you should be way under £1000
Go for a Pug 406td (or the Xantia) you can get a top of the range one for about £1000 on a S plate (ish!) I really wouldn't go German for the First car (or any in my case!!) you pay a premium just for the badge (which I always take off anyway!!) |
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