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12 Dec 2017, 23:44 (Ref:3786690) | #3626 | ||
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Balls of steel (knob of butter) They're Asking For Larkins. ( Proper beer) not you're Eurofizz crap. Hace más calor en España. Me han conocido a hablar un montón cojones! Send any cheques and cash to PO box 1 Lagos Nigeria Africa ! |
13 Dec 2017, 00:11 (Ref:3786698) | #3627 | |||
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Richard Murtha: You don't stop racing because you are too old, you get old when you stop racing! But its looking increasingly likely that I've stopped.....have to go back to rallying ;) |
13 Dec 2017, 00:31 (Ref:3786700) | #3628 | ||
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Balls of steel (knob of butter) They're Asking For Larkins. ( Proper beer) not you're Eurofizz crap. Hace más calor en España. Me han conocido a hablar un montón cojones! Send any cheques and cash to PO box 1 Lagos Nigeria Africa ! |
13 Dec 2017, 00:32 (Ref:3786701) | #3629 | |||
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a salary slave no more... |
13 Dec 2017, 06:27 (Ref:3786748) | #3630 | ||
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Or another viewpoint........ take everything you're due as soon as, while you can still enjoy spending it!
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Logic will get you from A to B. Imagination will take you everywhere. (Einstein) |
13 Dec 2017, 07:55 (Ref:3786760) | #3631 | ||
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13 Dec 2017, 07:56 (Ref:3786761) | #3632 | |||
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Does it have a happy ending, Gordon? |
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13 Dec 2017, 08:14 (Ref:3786767) | #3633 | ||
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Logic will get you from A to B. Imagination will take you everywhere. (Einstein) |
13 Dec 2017, 09:29 (Ref:3786775) | #3634 | ||
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Balls of steel (knob of butter) They're Asking For Larkins. ( Proper beer) not you're Eurofizz crap. Hace más calor en España. Me han conocido a hablar un montón cojones! Send any cheques and cash to PO box 1 Lagos Nigeria Africa ! |
13 Dec 2017, 14:46 (Ref:3786827) | #3635 | |||
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Phone them up,it IS far simpler and faster.You should have hsd a letter telling you of this already? |
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Living the dream,Chief instruktor and racing on the worlds best circuits-The Nordschleife and Spa.Getting to drive the worlds best cars-someone has to do it, so glad its me. |
13 Dec 2017, 16:00 (Ref:3786835) | #3636 | ||
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One thing about claiming your state pension then keeping working is you don't actually see your pension as it all goes back as tax, I suppose the only slight positive is you no longer pay NI
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13 Dec 2017, 16:30 (Ref:3786842) | #3637 | ||
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Ah but Tim, with 1414 days to go there is still plenty of time for the "rules" to change. Again. Iain should be on a home run though. Just gets in a few months before the age starts to creep up to 66. |
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13 Dec 2017, 16:41 (Ref:3786844) | #3638 | ||
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13 Dec 2017, 17:37 (Ref:3786850) | #3639 | ||
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13 Dec 2017, 18:45 (Ref:3786864) | #3640 | ||
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It gets worse because her 2 and a bit years older sister took an early retirement option years ago, then went back to a part time role. Now retired again and seemingly very well off. As sisters they have never been exactly close. They seem to wind each other up without too much effort, although it is all generally quite civilised. The retirement situation - especially the second retirement falling before the clever politicians changed everything - is a significant factor in that friction as far as my management is concerned. I try to keep out of it and generally succeed. |
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13 Dec 2017, 19:14 (Ref:3786872) | #3641 | ||
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I dont think Mrs Delta will let me spend any of her pension "when she gets it" on motor racing ./Very selfish.Its a bit like Christmas, I go out of my way Christmas eve and pop in to local BP garage ,buy her loads of things and she just sulks all over the Christmas period. I mean flipping heck.
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13 Dec 2017, 19:24 (Ref:3786876) | #3642 | ||
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It does not apply to the State Pension, however, when I worked for a major Life company a clever colleague worked out that if took a reduced pension with an annual increase, it would take 16 years before you had received the same amount as the maximum without the increase, You should live so long!
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When asking; "Is he joking?" Best assume yes! |
13 Dec 2017, 19:27 (Ref:3786878) | #3643 | ||
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Have you considered white goods? Maybe a new mangle or something? A year's supply of TV remote batteries? I thought about putting the TV licence in a card this year. Then remembered I don't do cards.... |
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13 Dec 2017, 19:30 (Ref:3786879) | #3644 | |||
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It's an upside-down world... |
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13 Dec 2017, 20:12 (Ref:3786891) | #3645 | ||
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My father and I spoke quite often about his private pension as I went into financial services about 10 years after he retired.
He woke up when he reached 64 and realised that he hadn't organised a pension for his upcoming retirement. So, he called in a broker and the broker got him a cracking deal (those days are long gone) with, I think, Standard Life whereby if he paid £25,000 a year for three years, then in the 4th year they would provide him with a tax free cash sum of about £25,000, plus a starting pension of around £11,000 p.a., with an annual escalator bonus. I think that they miscalculated dreadfully. But they dutifully paid out. However, I don't think that they had expected him to live until he was 94. So every year around his birthday we would joke that this would be the year that the insurance company would send a hit man to rid them of this growing debt. His last payment was in excess of £19,000, and over the years they were enough to cover his annual round the world cruise. |
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13 Dec 2017, 22:31 (Ref:3786911) | #3646 | ||
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I have a sad story for you . When we still serviced road cars I had one customer who lectured me about getting a pension sorted out . He went on an on about all the money he had paid into his private pension .You know what I am going to tell you , yes poor chap dropped dead one day . He was in his early 50's.
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13 Dec 2017, 22:37 (Ref:3786913) | #3647 | ||
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Another sad story . I might of told you about my life long frien Carlo who has worked for Ferrari all his life . His Dad was great to us when we were kids , he would take us to Reading on the bus on a Sunday afternoon . I remember the tram buses there . We would then go to the cinema and also they had a T V long before we did . Saturday evening I was allowed to go and watch Bonaza . Such happy days . He passed away yesterday at the age of 99. I am shooting over to Italy for the funeral.
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14 Dec 2017, 08:28 (Ref:3786966) | #3648 | ||
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A press release has arrived from Mazda announcing the results of a survey conducted by Ipsos in major European countries looking at interest in autonomous vehicles.
From a total of 11,008 interviews it transpires that 66% prefer to drive themselves, whilst 33% are enthusiastic about autonomous vehicles. The highest scores were recorded in the UK, Germany, Austria & Poland where 71% prefer to stay behind the wheel. Surprisingly, Italy recorded the lowest score with just 59%. An encouraging note was that numbers did not change amongst the younger generations. Make what you will of that. The bureaucrats will still plough on because they know best. |
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14 Dec 2017, 08:53 (Ref:3786969) | #3649 | ||
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Crikey!
During the summer we get the occasional rambling post from Delta sent from some far flung hell hole in darkest Europe, usually bemoaning the lack of proper breakfast, or the inability of foreigners to understand simple English. At times we get tales of sunshine and cycle rides in glamourous locations, all designed to make us stick-in-the-mud types jealous! Comes the winter, and no continental adventures to relate our Iain has started to regale us with his life story - in excruciating detail. Anecdotes, memories, legends and myths flow from his keyboard with monotonous regularity during the day - everyday! It is going to be a long, long off season! |
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When asking; "Is he joking?" Best assume yes! |
14 Dec 2017, 10:39 (Ref:3786989) | #3650 | ||
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Mike, Gerard & anybody else interested in Renault 4CV's - or Alpine history generally - might be interested to read today's Fascinating Fact on Joe Saward's excellent blog: https://joesaward.wordpress.com
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